Pricing
Three plans. One 14-day trial on each.
Plus for a single spender. Pro for couples & power users. Family for the whole household, up to 5 members. Cancel anytime from Settings — no dark patterns.
Plus
3 banksFor a single spender
or $59/yr — $4.92/mo effective
- Connect up to 3 banks or credit unions (unlimited accounts inside)
- Automatic transaction sync & categorization
- Live safe-to-spend + daily cash projection
- Paycheck wizard & recurring paycheck engine
- Automatic bill detection + upcoming-bills review
- Subscription tracker with cancel-nudges
- Miss-risk timeline, cash alerts & "Why this gap?"
- "Can I buy it?" purchase simulator
- AI coach with saved chat threads
- Smart Purchase Scanner — receipts, barcodes & price memory (unlimited scans)
- Coupon optimizer for 1 store (SCOE, conflict warnings, expiry reminders) — arriving as we sign your grocer
- 1 shared grocery list with a partner
- Net-worth tracking, widgets, notifications & MFA
Card required. Cancel anytime before day 14 — no charge.
Pro
6 banksFor couples & power users
or $109/yr — $9.08/mo effective
$0 with a linked store loyalty program — Kroger, Safeway/Albertsons, Costco, Sam's Club, Walmart, Target or your local grocer.
- Everything in Plus
- Connect up to 6 banks — yours, your partner's, and joint
- Partner profiles & household invites (2 seats)
- Multi-store Coupon SCOE + retailer policy engine (activates per chain once that grocer is a partner — Walmart, Kroger, Target and custom rules will light up as those deals go live)
- Redemption analytics — realized savings, expiration enforcement, audit log (available once your grocer is partnered)
- Allergen profile with red-flash warnings on scanned items
- Country-aware currency, units & locale (US/CA/UK/AU/EU/JP/KR)
- Priority scanner throughput & priority support
- Advanced household forecasting & miss-risk pipeline
- Bill scheduler with .ics exports and risk-day markers
Card required. Cancel anytime before day 14 — no charge.
Family
5 seatsOne plan, whole household
or $149/yr — $12.42/mo effective
Works out to ~$2.48/person/mo on annual — for 5.
Store loyalty doesn't cover Family — household seats stay paid.
- Everything in Pro
- Up to 5 household members (2 adults + 3 dependents, or any mix)
- Household activity feed — see who bought what, where, and when
- Shared coupon claiming — single-use coupons the whole family sees, claimed atomically (activates chain-by-chain as we sign each grocer)
- Household roles: co-host (edit), shopper (claim & mark bought), viewer
- Shared allergen profiles applied to every member's scans
- One household bill, one household safe-to-spend view
- Household audit log & activity notifications
Card required. Cancel anytime before day 14 — no charge.
What "connected banks" means
Each bank or credit union you link (Chase, Ally, Amex, your local credit union, etc.) counts as one connection — regardless of how many accounts sit inside it. A single Chase login covers your checking, savings, and every card on that login: still 1 connection.
- Median US adult: 2 institutions — comfortably inside Plus.
- Financially engaged (75th pct): 3 institutions — right at the Plus cap.
- Couples & power users (90th pct): 5-6 institutions — Pro is built for you.
Need more than 6? Email us — we'll help. It's rare enough that we'd rather talk than build a fake ceiling.
FAQ
Billing, cancellation & privacy
The stuff worth knowing before you hand over a card.
Prices in USD. Taxes handled by our payment provider where applicable. Data is read-only via Plaid and encrypted at rest — see our security policy.